FREQUENTLY ASKED QUESTIONS

When your roof sustains damage, navigating the insurance claim process can be complex. An essential aspect of this process is understanding the role of supplements and how we collaborate with your insurance company to ensure all necessary repairs are covered. If your rook has sustained damage: 1. Contact Your Insurance Company Prompt Reporting: Notify your insurer about the damage as soon as possible to initiate the claims process. 2. Schedule an Adjuster Inspection Adjuster Assessment: Your insurance company will assign an adjuster to evaluate the damage. It's beneficial to have us present during this assessment to ensure all damages are thoroughly documented. So, contact us and provide the inspection day and time. 3. Claim Approval Initial Settlement: Upon approval, your insurer will provide an initial payment based on their assessment, typically covering the actual cash value (ACV) of the damaged roof, minus your deductible. 4. Supplement Process Identifying Additional Needs: During repairs, unforeseen damages or necessary code upgrades may become apparent. These items might not have been included in the initial insurance estimate. Submitting a Supplement: In such cases, we will compile comprehensive documentation—including photos, revised estimates, and explanations—to submit a supplement request to your insurance company. This request aims to cover the additional work and materials required to restore your roof fully. Insurance Collaboration: We work closely with your insurer to justify the supplemental items, ensuring they understand the necessity of the additional repairs or upgrades. 5. Repair or Replacement Commencing Work: Once all approvals are in place, we proceed with the agreed-upon repairs or roof replacement, adhering to the highest standards of quality and safety. Note: It's crucial to understand your policy details, including coverage limits and deductibles.

Generally, if the damage is due to uncontrollable events like hail or windstorms, filing a claim shouldn't increase your premiums. However, policies vary, so it's best to consult with your insurance provider.

Roof through Insurance Claims When filing an insurance claim for roof damage, homeowners are typically responsible for paying their policy's deductible. The insurance company usually covers the remaining repair or replacement costs, unless the damage is due to excluded causes or the claim exceeds policy limits. If you opt for upgrades or premium materials beyond the standard replacement, such as higher-grade shingles or enhanced features, these additional expenses would be out-of-pocket. Retail Roofing The cost of installing an asphalt shingle roof in Colorado varies based on factors like roof size, complexity, and material quality. Here are some estimates: Per Square Foot: Approximately $5.00 to $7.00 per square foot. Total Roof Replacement: For an average-sized home, the total cost typically falls between $16,000 and $40,000. Contact us to obtain estimates tailored to your specific situation. We can provide detailed assessments based on your home's unique characteristics and your material preferences

Yes, new roofs typically come with two types of warranties: Manufacturer's Warranty: Covers defects in roofing materials. Workmanship Warranty: Covers installation-related issues.